Kick Up Your Credit was started 5 years ago by someone who understands how important it is to have good credit scores. Credit repair is often what is called the process of challenging and removing negative items from your report. You can do this yourself after you learn the process or you can have a professional company do this for you. The cost of challenging these negative items in not very expensive compared to what the cost of having bad credit is. For less that $40 for 5 months you can have all these negative items challegned by an experienced professional.